Under Graduate B.Com Commerce Madurai Kamaraj University 1985
Post Graduate M.Com. Commerce University of Madras 1987
M.Phil. in Commerce Analytical Study of the factors influencing labour productivity- A Case Study of Ashok Leyland, Ennore. University of Madras 1994
Ph.D. in Commerce A Customer Perception Towards E-banking Services in Banking Industry – With Special Reference to Chennai City. University of Madras 2011